Power of attorney se plot kharidna kyun risky hai
Power of attorney (PoA) ke through plot kharidna aaj‑kal kaafi popular lag sakta hai, lekin is method mein hidden traps hote hain. YEIDA ke advisory team ke hisaab se, PoA se investment karne se legal ownership aur future disputes ka risk kaafi badh jata hai. Isliye, aapko har step ko double‑check karna zaroori hai.
Common pitfalls of PoA deals
PoA ka use karne wale buyers aksar sochte hain ki seller ke side se paperwork fast ho jayega. Lekin recent news mein “Over ₹960 crore scam? 127 plots sold, then mortgaged to scam‑hit bank in Bengaluru” jaisa case dikhata hai ki PoA ke misuse se large scale fraud ho sakta hai. Jab original owner ne PoA sign kiya hota hai, to wo kisi bhi third party ko apni property mortgage ya transfer karne ki power de deta hai, bina buyer ki direct knowledge ke.
Ek aur example NCLT ka decision hai jahan “₹525‑crore guarantee” ko void kar diya gaya, jo land transfer dispute ko highlight karta hai. Agar aap PoA ke through plot lete hain, to aap unintentionally aise hi legal battles mein phas sakte hain, jahan aapka ownership claim challenge ho sakta hai.
Why recent regulatory changes matter
IBBI ne real estate insolvency rules ko tighten kar diya hai, taaki home delivery priority ho. Ye changes buyers ko protect karne ke liye hain, lekin PoA based transactions ab bhi loopholes create kar sakte hain. Agar seller ki financial health weak ho, to PoA se aapke plot ko bank ke against mortgage kiya ja sakta hai, jaise ki Bengaluru scam mein hua.
Construction costs bhi “up 33%” report kiye gaye hain, jo financing cost ko aur heavy bana deta hai. Agar aap PoA ke through plot lete hain aur later financing ya payment schedule adjust karna pade, to cost overruns ka risk badh jata hai.
How to protect yourself
- Direct ownership verification: Always ask for original title documents and cross‑check with YEIDA records.
- Legal opinion: PoA ke clauses ko ek experienced property lawyer se review karwaye.
- Transparent communication: Seller se poori transaction history aur any existing mortgages ke baare mein puchhe.
- Stay updated: YEIDA ke latest model building regulations aur sector‑specific updates ko follow karein.
Risk ko kam karne ke liye sabse best step hai ki aap apni due diligence khud karein ya trusted advisor se karwaye. YEIDA ke experts aapko real‑time information aur correct documentation process mein guide kar sakte hain.
Ready to make a safe investment? WhatsApp +91 98182 22300 for details.